GLP-1

Semaglutide vs Tirzepatide vs Retatrutide — Complete 2026 Comparison

March 28, 2026
12 min read
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The Bottom Line
Semaglutide (commonly called "sema"), tirzepatide ("tirz"), and retatrutide ("reta") represent three generations of GLP-1 weight loss medications — single, dual, and triple receptor agonists respectively. Semaglutide (Ozempic/Wegovy) targets GLP-1 only and produces ~15% weight loss. Tirzepatide (Mounjaro/Zepbound) targets GLP-1 + GIP and produces ~22.5% weight loss. Retatrutide targets GLP-1 + GIP + glucagon and produces ~28.7% weight loss — the highest of any obesity medication ever studied. Semaglutide and tirzepatide are FDA-approved. Retatrutide is in Phase 3 trials with expected approval in 2027. This guide compares all three across every dimension that matters: weight loss, mechanism, side effects, cost, availability, and who each one is best for. Calculate doses for all three compounds with our free GLP-1 dose calculator.
Not Medical Advice
This guide is for informational purposes only. Retatrutide is an investigational compound not yet FDA-approved. Semaglutide and tirzepatide require prescriptions. Work with a licensed healthcare provider for any medication decisions.

The Quick Answer: Which One Loses the Most Weight?

Retatrutide. In Phase 3 trials, participants on 12mg retatrutide lost an average of 28.7% of their body weight (71.2 lbs / 32.3 kg) over 68 weeks. Tirzepatide at 15mg produced 22.5% weight loss over 72 weeks. Semaglutide at 2.4mg produced approximately 15% weight loss over 68 weeks.

But weight loss isn't the only factor. Semaglutide has the most real-world safety data and is the most accessible. Tirzepatide has the best balance of efficacy and availability. Retatrutide has the highest efficacy but isn't FDA-approved. Each has a different risk-benefit profile depending on your situation.

Master Comparison Table

FactorSemaglutide (Ozempic/Wegovy)Tirzepatide (Mounjaro/Zepbound)Retatrutide (LY3437943)
DeveloperNovo NordiskEli LillyEli Lilly
Receptor targetsGLP-1 onlyGLP-1 + GIP (dual)GLP-1 + GIP + Glucagon (triple)
Generation1st gen GLP-1 RA2nd gen (dual agonist)3rd gen (triple agonist)
Max studied dose2.4 mg/week15 mg/week12 mg/week
Average weight loss~15% body weight~22.5% body weight~28.7% body weight
Average lbs lost~34 lbs~52 lbs~71 lbs
Key trialSTEP 1SURMOUNT-1TRIUMPH-4
FDA statusApproved (2021)Approved (2022)Phase 3 (expected 2027)
Brand namesOzempic, Wegovy, RybelsusMounjaro, ZepboundNone yet
Half-life~7 days~5 days~6 days
Injection frequencyOnce weeklyOnce weeklyOnce weekly
Compounded cost$100-250/month$150-350/month$200-450/month
Insurance coveragePossiblePossibleNo
Unique advantageMost safety data, longest track recordBest efficacy/tolerability balanceHighest weight loss, energy expenditure

How Each One Works (Mechanism of Action)

ReceptorWhat It DoesSemaTirzReta
GLP-1Reduces appetite, slows stomach emptying, improves insulinYesYesYes
GIPEnhances fat metabolism, synergizes with GLP-1NoYesYes
GlucagonIncreases energy expenditure, burns liver fat, raises metabolic rateNoNoYes

Think of it as a volume dial:

  • Semaglutide turns down your hunger (1 lever)
  • Tirzepatide turns down hunger AND improves fat processing (2 levers)
  • Retatrutide turns down hunger, improves fat processing, AND turns up your body's calorie burn (3 levers)

Each additional receptor doesn't just add to the effect — it compounds it. The glucagon receptor in retatrutide is particularly significant because it's the first weight loss compound that actively increases energy expenditure rather than just reducing energy intake.

Pro Tip
The glucagon receptor is why reta users report feeling "warmer" — their metabolism is literally running hotter. This also explains why retatrutide may preserve lean muscle mass better than the other two during weight loss: when the body is burning more fat for energy through glucagon activation, it's less likely to break down muscle tissue.

Weight Loss Results: The Data

Semaglutide (STEP 1 Trial)

  • Dose: 2.4mg/week
  • Duration: 68 weeks
  • Average weight loss: 14.9% body weight
  • Patients reaching 10%+ loss: ~70%
  • Patients reaching 20%+ loss: ~32%

Tirzepatide (SURMOUNT-1 Trial)

  • Dose: 15mg/week
  • Duration: 72 weeks
  • Average weight loss: 22.5% body weight
  • Patients reaching 10%+ loss: ~91%
  • Patients reaching 20%+ loss: ~55%

Retatrutide (TRIUMPH-4 Trial)

  • Dose: 12mg/week
  • Duration: 68 weeks
  • Average weight loss: 28.7% body weight (71.2 lbs / 32.3 kg)
  • Patients reaching 15%+ loss: ~80%
  • Patients reaching 20%+ loss: ~70%

Additional retatrutide findings from TRIUMPH-4:

  • Also produced significant improvements in knee osteoarthritis pain
  • Reduced cardiovascular risk markers (non-HDL cholesterol, systolic blood pressure)
  • 9mg group achieved 26.4% weight loss — nearly as effective as 12mg with fewer side effects
Community Insight
In community discussions, the practical comparison often comes down to: "sema got me 30 lbs, tirz got me another 20, and reta is where people go when they've plateaued on tirz." The triple agonist seems to break through plateaus that the dual agonist can't, likely because the glucagon component introduces a completely new metabolic pathway. This upgrade path (sema to tirz to reta) is becoming the standard progression in the peptide community.

Side Effects Compared

Side EffectSemaglutideTirzepatideRetatrutide
NauseaCommonCommonCommon (more intense at 8mg+)
Decreased appetiteVery commonVery commonVery common (strongest of the three)
DiarrheaCommonCommonCommon
ConstipationCommonCommonCommon
Injection site reactionsOccasionalOccasionalMore frequent
VomitingOccasionalOccasionalOccasional (more common at higher doses)
Heart rate increaseRareRareCommon (5-12 bpm, unique to reta)
FatigueOccasionalOccasionalOccasional
Body heat / thermogenesisNot reportedNot reportedCommon at 6mg+ (unique to reta)

Key differences:

  • Semaglutide has the mildest side effect profile overall but also the least weight loss
  • Tirzepatide has a similar side effect profile to semaglutide with modestly higher efficacy
  • Retatrutide has the most intense side effects — particularly the glucagon-driven nausea at higher doses and the heart rate elevation — but also the most weight loss

For detailed side effect management at each retatrutide dose tier, see our Retatrutide Side Effects Guide.

Cost and Availability

FactorSemaglutideTirzepatideRetatrutide
Brand-name retail$900-1,350/month$550-1,100/monthNot available
With insurance$0-300/month (varies)$0-300/month (varies)Not covered
Compounded$100-250/month$150-350/month$200-450/month
AvailabilityWidely available, some shortagesWidely availableResearch/compounding only
Prescription requiredYes (FDA-approved)Yes (FDA-approved)N/A (not approved)

The practical reality for most people:

  • If you have insurance that covers GLP-1s, tirzepatide (Zepbound) is the best value — better results than semaglutide at similar out-of-pocket cost
  • If you're paying out of pocket through compounding, tirzepatide offers the best bang for your buck
  • Retatrutide is the most expensive option AND carries the risk of using an unapproved compound — it makes sense primarily for people who've genuinely plateaued on tirzepatide
Warning
Retatrutide is not FDA-approved and is only available through research sources or compounding pharmacies. The quality, purity, and dosing accuracy of compounded retatrutide varies by source. If you choose to use compounded retatrutide, obtain it only from a licensed 503A or 503B compounding pharmacy and work with a healthcare provider who can monitor your progress.

The Upgrade Path: Sema to Tirz to Reta

A growing number of people follow a progression through all three compounds. Here's how it typically works:

Stage 1: Semaglutide (months 1-6+)

  • Start here if you're new to GLP-1 medications
  • Most accessible, most safety data, insurance-friendly
  • Expect 10-15% body weight loss
  • Move to Stage 2 if: weight loss stalls after 3+ months at max dose, or you want faster results

Stage 2: Tirzepatide (months 6-12+)

  • Upgrade when semaglutide plateau hits
  • Dual mechanism often restarts weight loss
  • Expect additional 7-10% body weight loss
  • Move to Stage 3 if: plateau on max tirz dose after 2+ months AND you've optimized diet/exercise

Stage 3: Retatrutide (when available or via compounding)

  • The "final level" for maximum weight loss
  • Triple mechanism breaks through dual-agonist plateaus
  • Expect additional 5-10% body weight loss beyond tirzepatide
  • Not everyone needs this stage — many people reach their goal weight on tirzepatide
Community Insight
Not everyone follows this path linearly. Some people start directly on tirzepatide (especially with insurance coverage for Zepbound). Others jump from sema to reta, skipping tirz entirely. The "right" path depends on your starting point, insurance situation, risk tolerance, and weight loss goals. There's no wrong order — there's only what works for your situation.

Which One Is Right for You?

Start with semaglutide if:

  • You're new to GLP-1 medications and want the safest entry point
  • Your insurance covers Ozempic or Wegovy
  • You have 30-50 lbs to lose
  • You prefer the compound with the most published long-term safety data

Choose tirzepatide if:

  • You've plateaued on semaglutide or want stronger initial results
  • Your insurance covers Mounjaro or Zepbound
  • You have 50-80+ lbs to lose
  • You want the best balance of efficacy, safety, and accessibility

Consider retatrutide if:

  • You've genuinely plateaued on tirzepatide at max dose
  • You have a BMI of 40+ and need maximum weight loss
  • You're comfortable with an investigational compound
  • You train regularly and prioritize muscle preservation during fat loss
  • You're working with a provider who can monitor your labs and progress

Tracking Any GLP-1 Protocol

Track semaglutide, tirzepatide, or retatrutide — all in one app

  • Dose logging and smart reminders for any compound
  • Pharmacokinetic blood level modeling (see your peaks and troughs)
  • Weight trend tracking with 7-day moving averages
Regimen peptide and GLP-1 tracker app screenshot

Whether you're on your first week of semaglutide or switching from tirzepatide to retatrutide, tracking makes every protocol more effective. The Regimen app supports all three compounds with dose logging, PK curve modeling, weight trends, side effect logging, and progress photos.

Semaglutide Tracker · Tirzepatide Tracker · Retatrutide Tracker · GLP-1 Dose Calculator

Frequently Asked Questions

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Ready to track your protocol?

  • Smart reminders so you never miss a dose
  • Track weight, photos, and progress over time
  • Medication level curves for every compound
Regimen peptide and GLP-1 tracker app screenshot
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